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Privacy PolicyTerms of Service

Privacy Policy

This Privacy Policy describes how NEXTCV and its affiliates ("NEXTCV", "we", "our", "us") collect, use, share, and protect your personal data through our website

By visiting this Platform, providing your information, or availing services, you agree to be bound by this Privacy Policy, Terms of Use, and applicable laws of India.

1. Collection of Information

We collect personal data during registration or use of our Platform including your name, DOB, address, phone number, email, and other identity proof. Sensitive data like card info or biometrics may be collected with your consent.

Behavioral data such as preferences and transaction records may also be collected. If you interact with third-party partners, their privacy policies will apply. We are not responsible for them.

Beware of fraud: GHOSTNOTES will never ask for your card PIN or banking passwords. Report such cases to law enforcement immediately.

2. Use of Information

  • To provide and fulfill services
  • To enhance customer experience and resolve disputes
  • To conduct marketing, research, and surveys
  • To detect fraud and enforce our policies

You may opt-out of marketing communication at any time.

3. Sharing of Information

We may share your data internally and with third-party sellers, logistics providers, payment gateways, and legal authorities as required.

We may also disclose information to government or law enforcement agencies under legal obligations or to protect our users and platform.

4. Security Measures

We follow reasonable practices to secure your data using encrypted servers and limited access. However, transmission over the internet carries inherent risks.

Users must keep their login credentials safe and secure.

5. Data Deletion & Retention

You can delete your account through your profile settings. We may delay deletion if services, claims, or disputes are pending. After deletion, data may be kept in anonymized form for research and fraud prevention.

6. Your Rights

You may access, update, or rectify your personal data via the Platform.

7. Consent

By using our Platform, you consent to our use of your data. If you provide data of others, you confirm you have the authority to do so. You can withdraw your consent by writing to our Grievance Officer (details below).

Subject line: “Withdrawal of consent for processing personal data”

8. Policy Updates

We may update this policy. Please review periodically. Significant changes may be notified as per legal requirements.